SCAM PROTECTION

Misinformation often spreads faster than facts. Some people mean well, others don’t. Here’s how to stay safe and make sure what you’re hearing is real.

*This information has been checked for accuracy and non-bias 
by licensed professionals, experts and representatives from 
National 501c3’s. Consult with a licensed professional about your specific situation.

1.

ASK WHO’s SHARING and why

If a law firm is posting or hosting an event, they are likely looking for clients.

If it’s a for-profit company, they may be selling something that skews what information they present to you through a lens that’s favorable to them.

It’s a good idea to stick to information from well-informed, trustworthy people that have nothing to gain from the outcome of your decisions. 

2.

Check the source

Where did you see it?

  • A government or university website is usually reliable.

  • A social media post or forwarded message needs a second look.

  • Even well-meaning neighbors can pass along wrong or outdated info.

Look for dates - old guidance may no longer apply.

3.

SLOW DOWN

Pressure to “sign now” or “act fast” is a red flag.

Always ask for time, get a copy of any document, and review it with a licensed professional - especially for insurance, contractors, or legal agreements.

Legitimate people will give you space and clarity.

4.

ask questions untiil you understand

When it comes to insurance, policy, or rebuilding, you have a right to clear answers. Keep asking until things make sense - your persistence protects you.

5.

trust your gut

If something feels off, say no or pause.

People with no ulterior motives will respect your caution.

6.

Be cautious with credentials

Keep a running spreadsheet (you have a template in your “CONSTRUCTION” Google Drive Folder) that shows:

  • Draw #

  • Date requested and released

  • Amount requested vs. approved

  • What it covered

  • Remaining balance

Why It Matters

Your builder, lender, and insurance adjuster are all using their own ledgers. Yours is the only one that ensures they all stay aligned.

7.

Protect your personal information

Identity theft spikes after disasters.

Only share personal or financial info with verified, trusted organizations. If you’re unsure, talk to a lawyer or disaster-assistance advocate before giving anything out.

Bottom line:

It’s okay to take your time. Ask questions, verify sources, and trust your instincts because the right help will never rush you.